Credit Risk GLM
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Prediction
Batch
Model
Charts
Client Features
Numeric Features
Duration Credit (months)
24
Loan duration in months
Amount Credit
2556
Loan amount in EUR
Effort Rate
2
Installment rate (1-4)
Home Old
3
Present residence since (1-4)
Age
35
Applicant age in years
Number of Credits
1
Active credits count
Dependants
1
Number of dependants
Categorical Features
Checking Account
A11 - Less than 0 EUR
A12 - 0 to 102 EUR
A13 - 102+ EUR
A14 - No checking account
Status of existing checking account
Credit History
A30 - No credits / all paid
A31 - All paid at this bank
A32 - Existing credits paid duly
A33 - Delay in past payments
A34 - Critical account
Credit history quality
Loan Purpose
A40 - Car (new)
A41 - Car (used)
A42 - Furniture / equipment
A43 - Radio / television
A44 - Domestic appliances
A45 - Repairs
A46 - Education
A48 - Retraining
A49 - Business
A410 - Others
Purpose of the loan
Savings Account
A61 - Less than 51 EUR
A62 - 51 to 256 EUR
A63 - 256 to 511 EUR
A64 - 511+ EUR
A65 - Unknown / none
Savings account balance
Employment Duration
A71 - Unemployed
A72 - Less than 1 year
A73 - 1 to 4 years
A74 - 4 to 7 years
A75 - 7+ years
Present employment since
Family Status
A91 - Male divorced/separated
A92 - Female div./married
A93 - Male single
A94 - Male married/widowed
Personal status and sex
Guarantees
A101 - None
A102 - Co-applicant
A103 - Guarantor
Other debtors / guarantors
Property
A121 - Real estate
A122 - Building society / life insurance
A123 - Car or other
A124 - Unknown / none
Property type owned
Other Credits
A141 - Bank
A142 - Stores
A143 - None
Other installment plans
Housing Status
A151 - Rent
A152 - Own
A153 - For free
Housing situation
Job Type
A171 - Unemployed / non-resident
A172 - Unskilled resident
A173 - Skilled employee
A174 - Management / self-employed
Employment qualification
Telephone
A191 - No
A192 - Yes (registered)
Registered telephone
Predict Risk
Reset
Prediction Result
0%
Default Probability
-
Probability
-
Predicted Class
-
Confidence
Batch Data
JSON Array
[ {"duration_credit": 12, "amount_credit": 1023, "effort_rate": 2, "home_old": 3, "age": 30, "nb_credits": 1, "nb_of_dependants": 1, "accounts": "A12", "history_credit": "A32", "object_credit": "A43", "savings": "A63", "employment_old": "A73", "family_status": "A93", "guarantees": "A101", "property": "A121", "other_credits": "A143", "home_status": "A152", "job_type": "A173", "telephone": "A192"}, {"duration_credit": 48, "amount_credit": 5113, "effort_rate": 4, "home_old": 1, "age": 25, "nb_credits": 3, "nb_of_dependants": 1, "accounts": "A11", "history_credit": "A30", "object_credit": "A40", "savings": "A61", "employment_old": "A71", "family_status": "A92", "guarantees": "A101", "property": "A123", "other_credits": "A141", "home_status": "A151", "job_type": "A172", "telephone": "A191"} ]
Max 1000 records per batch
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Batch Results
#
Probability
Class
Confidence
Risk Level
Model Information
Status
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Feature Coefficients
Feature
Coefficient
Odds Ratio
P-Value
Significant
Distribution
Performance
Classification
Link Functions
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Score Distribution Function (ECDF)
Score Density Functions with Optimal Threshold
Score Distribution by Class (Boxplot)
ROC Curve
Precision and Recall vs Decision Threshold
Confusion Matrix
Decision Threshold:
0.50
-
Precision
-
Recall
-
F1 Score
Logit, Probit and Log-Log Curves